Your consumer rights
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Practical guidance from the Office of Financial Conduct — written in plain language, updated as regulations evolve.
Fair treatment, clear disclosures, complaint escalation and privacy protections.
Understand interest, fees, penalties and the total cost of credit before signing.
Investment fraud, phishing SMS, fake regulators — how to identify and report them.
Passwords, PINs, two-factor authentication and safe device hygiene.
Short explainers on your rights, how to contact your institution first, and what to expect from OFC.